Terms of Service

Last Updated: November 2024

1. Acceptance of Terms

By accessing or using our website, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our site.

2. Changes to Terms

We may update these Terms of Service from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the site after changes indicates acceptance of the new terms.

3. Use of the Site

You agree to use our website only for lawful purposes. You agree not to engage in any activity that may harm our site, services, or users, including unauthorized access, disruption, or interference with site security.

4. Intellectual Property

All content on this site, including text, graphics, logos, and images, is the property of us or its licensors and is protected by copyright, trademark, and other laws. You may not use any of our content without permission.

5. User Accounts

If you create an account on our site, you are responsible for maintaining the confidentiality of your account and password. You agree to notify us immediately of any unauthorized use of your account.

6. Limitation of Liability

We are not liable for any damages resulting from your use of our site. This includes, but is not limited to, damages for errors, interruptions, or unauthorized access to your data.

7. Governing Law

These Terms of Service are governed by the laws of NYS. Any disputes arising out of or related to these terms shall be resolved in the courts of [Your Jurisdiction].

8. Contact Us

If you have any questions about these Terms of Service, please contact us at support@aca.com.